Terms of Service

Last updated: July 27, 2025


1. Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of Nomas ("Service"), operated by Nomas ("we," "us," or "our"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

2. Service Description

Nomas provides financial data analysis and research tools that aggregate, process, and present publicly available financial information. Our services include:

  • Company financial facts and taxonomy data
  • Insider trading history and analysis
  • Failure to Deliver (FTD) data and analytics
  • 13F filing information and holdings analysis
  • API access for programmatic data retrieval
  • Advanced analytics and visualization tools

Data Source Notice: Our service utilizes publicly available financial data from the U.S. Securities and Exchange Commission (SEC) and other public sources. While the underlying data is public domain, our value lies in aggregation, processing, analysis, and user-friendly presentation of this information.

3. User Accounts and Registration

To access certain features of our Service, you must register for an account. You agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and update your account information to keep it accurate and current
  • Maintain the security of your account credentials
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

4. Subscription and Payment Terms

Subscription Plans: We offer various subscription tiers with different features and usage limits. Subscription fees are billed in advance on a monthly basis.

Payment Processing: Payments are processed through Stripe. By providing payment information, you authorize us to charge your payment method for all fees incurred.

Automatic Renewal: Subscriptions automatically renew unless cancelled before the renewal date. You may cancel your subscription at any time through your account settings.

Refunds: We do not provide refunds for partial months or unused portions of subscriptions. Refunds may be provided at our sole discretion in exceptional circumstances.

Price Changes: We may change subscription prices with 30 days' notice. Price changes will not affect your current billing cycle but will apply to subsequent renewals.

5. Acceptable Use Policy

You agree not to use the Service to:

  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Use automated systems to access the Service beyond reasonable limits
  • Transmit viruses, malware, or other harmful code
  • Interfere with or disrupt the Service or servers
  • Use the Service for commercial purposes beyond your subscription tier limits

6. Rate Limiting and API Usage

Rate Limits: We implement rate limiting to ensure fair usage and system stability. Limits vary by subscription tier and are enforced per minute.

API Usage: API access is subject to usage limits and fair use policies. Excessive usage may result in temporary restrictions or account review.

Monitoring: We monitor usage patterns to prevent abuse and ensure service quality for all users.

7. Data and Privacy

Privacy Policy: Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information and is incorporated into these Terms by reference.

Data Usage: We may use aggregated, anonymized data for service improvement and analytics. We do not sell your personal information to third parties.

Data Retention: We retain your data as long as your account is active and as necessary to provide our services. You may request deletion of your data subject to legal requirements.

8. Intellectual Property Rights

Our Rights: The Service, including its content, features, and functionality, is owned by Nomas and is protected by copyright, trademark, and other intellectual property laws.

License: We grant you a limited, non-exclusive, non-transferable license to use the Service for your personal or business use, subject to these Terms.

Restrictions: You may not copy, modify, distribute, sell, or lease any part of our Service without our written permission.

9. Disclaimers and Limitations of Liability

Service Availability: We strive to maintain high service availability but do not guarantee uninterrupted access. The Service is provided "as is" without warranties of any kind.

Data Accuracy: While we strive for accuracy, we do not guarantee the completeness, accuracy, or timeliness of any data. Financial data may be subject to delays, errors, or other limitations.

Investment Decisions: Our Service is for informational purposes only. We do not provide investment advice. You should consult qualified professionals before making investment decisions.

Limitation of Liability: To the maximum extent permitted by law, Nomas shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.

10. Termination

Your Rights: You may terminate your account at any time by cancelling your subscription and contacting us to delete your account.

Our Rights: We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users or the Service.

Effect of Termination: Upon termination, your right to use the Service ceases immediately. We may delete your account and data, subject to legal requirements.

11. Governing Law and Disputes

Governing Law: These Terms are governed by the laws of the United States, without regard to conflict of law principles.

Dispute Resolution: Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at [email protected]

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